DeFi Intel

Morpho launches fixed-rate lending protocol Midnight on Base to expand onchain credit markets

Morpho launched Midnight, a fixed-rate, fixed-term lending protocol, on Base, letting lenders and borrowers negotiate their own rates and maturities instead of relying on utilization-curve pricing. It starts with a single cbBTC/USDC market across multiple maturities and complements Morpho Blue, which has over $11 billion deposited.

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