USDT for Payments, USDC for DeFi: Stablecoins Are Splitting Into Two Markets
Stablecoin usage is splitting: USDT dominates payments on Tron while USDC anchors DeFi liquidity on Ethereum L2s. Risks, routes, and playbooks.
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Dune data show USDT processed about $95 billion in identified commercial payments in the first half of 2026 versus $14 billion for USDC, which instead anchors DeFi collateral and quote markets.
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