Fnality International company
Overview
Fnality International operates a blockchain-based payment and settlement network for wholesale interbank transactions. It uses distributed ledger technology to enable real-time settlement in central bank money, targeting financial institutions as a regulated payment system. As of 2026-07-15, Fnality is backed by a consortium of major banks and financial firms (including UBS, Banco Santander, Lloyds, Goldman Sachs, BNY, Citi and Bank of America) and raised a £99.7M Series C in September 2025; Michelle Neal became CEO in March 2025.
Within the DeFi Intel graph, Fnality International connects to 11 tracked entities, most strongly to UBS, Banco Santander, Lloyds Banking Group.
Relations
Top connections in the DeFi Intel knowledge graph (confidence-weighted, 10 of 11 total).
| Relation | Connected entity | Confidence |
|---|---|---|
partnered_with | UBS | 95% |
partnered_with | Banco Santander | 95% |
partnered_with | Lloyds Banking Group | 95% |
owns | Sterling Fnality Payment System | 95% |
tokenizes | Fnality Sterling Payment System (£FnPS) | 95% |
funded_by | Goldman Sachs | 90% |
funded_by | BNY Mellon Digital Asset Custody | 90% |
headquartered_in | United Kingdom | 85% |
funded_by | Tradeweb | 85% |
partnered_with | BNY Mellon Digital Asset Custody | 85% |
Frequently asked questions
What is Fnality International?
Fnality International operates a blockchain-based payment and settlement network for wholesale interbank transactions, using distributed ledger technology to enable real-time settlement in central bank money as a regulated payment system.
Which financial institutions are partners of Fnality International?
Fnality International is partnered with Lloyds Banking Group, Banco Santander, and UBS.
What does Fnality International tokenize?
Fnality International tokenizes the Fnality Sterling Payment System (£FnPS).
Sources
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