Fluid Lending protocol
Overview
Fluid Lending is a decentralized lending protocol built on Ethereum, developed by the Instadapp team, that employs a fractal architecture to pool liquidity across multiple assets, aiming to improve capital efficiency. It allows users to supply assets to earn interest or borrow against collateral, with dynamic interest rates determined by utilization. Fluid is the successor brand to Instadapp — the INST governance token was renamed FLUID (1:1) in late 2024.
Within the DeFi Intel graph, Fluid Lending connects to 8 tracked entities, most strongly to Ethereum, Arbitrum, Base.
Relations
Top connections in the DeFi Intel knowledge graph (confidence-weighted, 8 of 8 total).
| Relation | Connected entity | Confidence |
|---|---|---|
deployed_on | Ethereum | 95% |
deployed_on | Arbitrum | 95% |
deployed_on | Base | 95% |
deployed_on | Polygon | 95% |
deployed_on | Plasma | 95% |
audited_by | Cantina | 80% |
audited_by | MixBytes | 80% |
audited_by | Statemind | 75% |
Frequently asked questions
What is Fluid Lending?
Fluid Lending is a decentralized lending protocol built on Ethereum, developed by the Instadapp team, that uses a fractal architecture to pool liquidity across multiple assets for improved capital efficiency. Users can supply assets to earn interest or borrow against collateral, with dynamic interest rates based on utilization.
What chains is Fluid Lending deployed on?
Fluid Lending is deployed on Ethereum, Arbitrum, Plasma, Base, and Polygon.
Who audited Fluid Lending?
Fluid Lending was audited by Cantina, MixBytes, and Statemind.
Sources
- Fluid — official site
- Instadapp proposes rebrand and new tokenomics following Fluid launch (The Defiant)
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